Loans and Advances

Interest Rate for Deposit effective from 1st April 2012
A. Current Deposit Account- No Interest.
B. Savings Bank Account- 4%
C. Term Deposits

Tenors Rate of Interest
General Senior Citizen
15 days to 45 days 3.50% 3.75%
46 days to 90 days 4.50% 4.75%
91 days to 180 days 6.25% 6.50%
181 days to less than 1 year 6.75% 7.00%
1 year to less than 2 years 7.25% 7.50%
2 years to less than 3 years 8.00% 8.50%
3 years & above 8.25% 8.75%

RECURRING DEPOSIT TABLE W.E.F.1st April’ 2012

PERIOD 12 MONTHS 24 MONTHS 36 MONTHS 48 MONTHS 60 MONTHS
RATE OF INTEREST 5.5% 6.5% 7% 7% 7%
DEP. PER MONTH 50/- 618/- 1285/- 2007/- 2774/- 3597/-
100/- 1236/- 2570/- 4015/- 5548/- 7193/-
200/- 2472/- 5140/- 8030/- 11096/- 14386/-
300/- 3708/- 7710/- 12045/- 16644/- 21579/-
400/- 4944/- 10280/- 16060/- 22192/- 28772/-
500/- 6180/- 12850/- 20075/- 27740/- 35965/-
1000/- 12360/- 25700/- 40150/- 55480/- 71930/-

Pariwar Kalyan Nidhi
(Double in 96 months)
Minimum Issue Price Rs.500/- and in multiple of Rs.500/-
Maturity Value for the period
Rate of Interest -8.75%

Amount 60 Months 72 Months 84 Month 96 Month
Rs.500.00 Rs.770.00 Rs.840.00 Rs.915.00 Rs.1000.00
Rs.1000.00 Rs.1540.00 Rs.1680.00 Rs.1830.00 Rs.2000.0
Rs.1500.00 Rs.2310.00 Rs.2520.00 Rs.2745.00 Rs.3000.00
Rs.2000.00 Rs.3080.00 Rs.3360.00 Rs.3660.00 Rs.4000.00
Rs.2500.00 Rs.3850.00 Rs.4200.00 Rs.4580.00 Rs.5000.00
Rs.3000.00 Rs.4620.00 Rs.5040.00 Rs.5490.00 Rs.6000.00
Rs.3500.00 Rs.5390.00 Rs.5880.00 Rs.6405.00 Rs.7000.00
Rs.4000.00 Rs.6160.00 Rs.6720.00 Rs.7320.00 Rs.8000.00
Rs.4500.00 Rs.6930.00 Rs.7560.00 Rs.8235.00 Rs.9000.00
Rs.5000.00 Rs.7700.00 Rs.8400.00 Rs.9150.00 Rs.10000.00
Rs.10000.00 Rs.15400.00 Rs.16800.00 Rs.18300.00 Rs.20000.00